Benefits of the Fair Credit Reporting Act...

Sets guidelines giving consumers the right to challenge the accuracy, validity and verifiability of credit listings appearing in their consumer credit report.

This law give consumers the right to challenge their credit reports.  They are no longer without any ability to change their credit scores.  Join the credit revolution, and fix your credit issues.  The Lexington Law professionals are the leaders in the credit repair industry, and are ready to help you repair your credit scores.  What do you have to lose but your bad credit!

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The Law - What It Says About Credit Repair

Many consumers have been negatively effected by the credit bureaus in the 1960's and 1970's.  The credit bureaus computerized their processes and this greatly expanded their reach and influence.  As a result, consumer complaints began to pile up at the FTC and state attorney generals' offices.  The credit reporting agencies quickly became huge bureaucracies second only in size to the federal government.  And, to make things worse, they were setup to serve the needs of only their clients... the credit grantors, not the consumers.  This lead to the enactment of the Fair Credit Reporting Act (FCRA) in 1971 which was created to insure that the credit bureaus investigate the credit items disputed by consumers.  This federal law set procedural guidelines which give the consumer the right to challenge the accuracy, validity, and verifiability of the credit listings appearing in their consumer credit report.  It also required that the credit bureau repair any credit listing if it was inaccurate or could not be verified.

Learn More:  Credit Score Repair - Lowers Credit Bureau's Profits

Credit Score Repair - The Law Works For You