Many authorities, such as government agencies and the news media, will tell you there is nothing you can do to repair your credit. Newspapers, magazines, and TV news journals all seem to be unanimous in discouraging you from making any effort to repair your credit before the seven year limit.

How do these journalists explain the Lexington Law Firm, which alone has repaired over one hundred thousand negative items from individual consumer credit reports in just the last two years. Or, what about the thousands of Americans who have repaired their own credit? Why has the media repeatedly denied the possibility of repairing credit when substantial evidence points to the contrary? To answer that question, let's see who stands to gain from such a broad campaign of disinformation?  As we have learned in politics, follow the money!

Who Gains - When Consumers Do Not Challenge Credit Scores

The large credit reporting agencies (credit bureaus) have maintained a consistent public relations effort to dissuade you from repairing the information appearing on your credit reports. The credit bureaus are especially intent on steering you clear of "credit repair" companies that promise to help you repair your credit. The bureaus claim that these companies "cannot have accurate information removed from your credit report."