The 100 Word Statement is a meaningless stipulation put into the Fair Credit Reporting Act; however, no known creditor considers the information in the 100 Word Statement when deciding to extend credit.
The fact is, most creditors will not even look at the credit report when a credit application is made. Rather, credit grantors simply take a numerical score from the credit report and make a determination as to whether or not they should extend the credit based on this three digit number. This score, or FICO score, does not take into consideration the contents of a 100-word statement.
The "100 Word Statement" - Actually Works Against You
The 100 Word Statement actually verifies that some of the negative listings on the credit report are technically accurate. This verification actually makes your credit repair job more difficult. Make 100-word statements the first things you delete from your credit file (if you ever added one in the first place.)
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Should I File a 100 Word Credit Statement?
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Why Use the Professional Team at Lexington Law...
Individuals can certainly repair their credit without the help of anyone; however, it can be a long complicated process. Be smart - Let experts work for you. Lexington Law has a team of credit repair experts that can turn your credit around very quickly. For as little as $39 a month, you can have legal experts correcting your credit scores! The substantial gain in saved interest and fees will more than pay for the small cost - it is smart to put credit repair into the hands of professionals.
Why not relax and let the experts at Lexington Law do what they do best! Lexington Law is so certain they can repair your credit they provide a refund if results are not met.
No Risk - Refund Policy
If Lexington Law doesn't remove enough disputed items from your credit, you will be given a refund... no questions asked. Lean more about the no-risk refund policy today!
Benefits Of Higher Credit Scores
▪ Save Thousands In Interest
▪ Lowers House Payments
▪ Make Car Payments Affordable
▪ Make Saving Money Possible
▪ Provide Resources For Children
▪ Reduce Family Stress
